3 Benefits of Working with a Certified Financial Planner™

The benefits of creating a financial plan are well-known: creating a budget, setting a saving goal, putting away money each month, and understanding one’s financial needs allow for more economic flexibility and freedom, as well as an idea of what the future will hold.

Of course, while many people choose to manage their finances privately, one approach to creating a financial plan that can be extremely valuable is hiring a Certified Financial Planner™ (CFP®). At Harvest Wealth Partners our Certified Financial Planners™ help clients develop and follow a detailed plan for pursing their financial goals. Consider some of the following information about, and benefits of, working with a CFP®.

What Can a Certified Financial Planner™ Do for Me?

As explained by Investopedia [1], a CFP® is a professional who has received formal recognition for their expertise in financial planning, estate planning, taxes, insurance, and retirement planning.  In addition to holding a bachelor’s degree, a CFP® must also complete Board-required financial planning courses and pass the CFP® exam. Further, they must also put in hours in the industry and meet the Board’s standards for professional conduct.

3 Advantages of Partnering with a CFP®

CFP®s are truly specialists in the financial planning industry and working with a CFP® as you plan for your financial future can have numerous benefits. Some of the biggest advantages include:

1. Broader knowledge of money management. Becoming a CFP®, as explained above, is not an easy undertaking – Certified Financial Planners™ are specialists in their field and have the credentials to prove it. If you have questions about money, ranging from investment strategies to how much you should be saving to what your tax bill will be and more, you can guarantee that your CFP® will have a broader, deeper knowledge of money management than you do, and can answer your questions accurately as such.
2. Saved time and stress. Managing one’s money, especially effectively, is a big undertaking. Rather than spending hours pulling your hair out trying to understand interest rates and investment options, hiring someone who can look at your finances and advise you of your best options can save time and mitigate stress.
3. A little goes a long way. Finally, while you will have to pay a fee for the services of your financial advisor, note that a little can go a long way – you may get some great advice that shapes your financial future for only a nominal charge.

Reach Out to Our Experienced CFP®s at Harvest Wealth Partners Today

If you want the financial confidence of knowing that you’re doing everything you can to plan for your financial future, working with our experienced CFP®s at Harvest Wealth Partners is the answer. We have multiple professionals and specialists as part of our team, have years of experience and are passionate about helping our clients work toward their financial goals. Please reach out to us today by phone, or send us an email or online message at your convenience.

This material was created for educational and informational purposes only and is not intended as ERISA, tax, legal or investment advice. If you are seeking investment advice specific to your needs, such advice services must be obtained on your own separate from this educational material.

[1]Kagan, Julia. “Certified Financial Planner™ (CFP®)” May 8, 2019. https://www.investopedia.com/terms/c/cfp.asp

*This material was created for educational and informational purposes only and is not intended as ERISA, tax, legal, or investment advice. If you are seeking investment advice specific to your needs, such advice services must be obtained on your own separate from this educational material.